Integration Models

Skyline Digital is designed to integrate seamlessly into partner platforms, allowing end users to access crypto-to-fiat, fiat-to-crypto, and crypto-to-crypto services without leaving the partner's interface.

Partner Integration

Partners integrate Skyline Digital into their platforms through a five-step process. This model allows the partner to offer Skyline's financial services under their own user experience while Skyline handles compliance, conversion, and settlement.

1. Customer initiates on partner platform -- The end user begins a transaction on the partner's platform and is directed to Skyline Digital for initial onboarding
2. KYC verification -- The customer completes Know Your Customer (KYC) verification directly with Skyline Digital. This is a one-time process. Learn more in the KYC/KYB tutorial.
3. API credentials -- The customer generates an API key and secret through the Skyline platform. These credentials enable programmatic access. Learn more in the Authentication tutorial.
4. Account configuration -- The customer configures their Skyline account settings within the partner's platform, including bank accounts and wallet addresses
5. Access services -- The customer accesses Skyline Digital's full range of services (conversions, payments, transfers) through the partner's interface

Once onboarded, customers can transact through the partner platform without needing to interact with Skyline Digital directly.

Transaction Flow Overview

At a high level, a typical transaction on the Skyline Digital platform follows six steps:

1. Create receivers -- Set up the beneficiaries who will receive funds. A receiver can be a bank account (for fiat) or a wallet address (for crypto). Learn more in the Beneficiary Management tutorial.
2. Select amount and currency -- Specify the amount to send and the target fiat currency (for crypto-to-fiat) or token (for on-ramp and crypto-to-crypto)
3. Choose stablecoin -- Select which stablecoin to use for the transaction (USDC, USDT, or DAI)
4. Get a quote -- Request a real-time quote for the conversion, including exchange rate and fees
5. Accept the quote -- Confirm the quote to lock in the rate and initiate the transaction
6. Conversion and settlement -- Skyline processes the conversion and delivers funds to the receiver's bank account or wallet

Each transaction type has its own detailed tutorial:

• Crypto-to-Fiat -- Convert stablecoins to fiat and send to a bank account
• On-Ramp -- Convert fiat to crypto via bank transfer
• Crypto-to-Crypto -- Transfer between digital assets

Key Benefits

The Skyline Digital integration model provides several advantages for partners and their customers:

• Seamless experience -- Customers access crypto and fiat services without leaving the partner's platform
• Swiss regulatory compliance -- All transactions are processed through a licensed Swiss financial intermediary
• Non-custodial approach -- Customers retain control of their digital assets throughout the process
• Multi-currency support -- Transactions across multiple fiat currencies and stablecoins from a single integration

What's Next

• Getting Started -- Begin your API integration with base URL, authentication, and error handling